At First Point Federal Credit Union, we are committed to supporting the hardworking professionals who keep our community running strong. That’s why we’re offering special access to our lowest auto loan rates, making it easier and more affordable for you to get behind the wheel. Whether you’re upgrading your ride or purchasing your first car, we’re here to help you save more and drive with confidence.
Unbeatable Rates
Stop overpaying at the dealership. With rates as low as 4.99% APR*, you can significantly lower your monthly payments and save thousands over the life of your loan.
More Than Just A Loan
First Point members gain access to a full suite of financial products, including free checking, mobile banking, and high-yield savings accounts designed to help you reach your financial goals.
New And Used Options
Whether you are looking for a brand-new car or a reliable pre-owned vehicle, we have you covered. We offer competitive terms on used auto loans, ensuring you get a great deal no matter what you drive.
Streamlined Application Process
Our dedicated loan officers are ready to handle the heavy lifting and guide you through the paperwork, giving you a quick pre-approval and more bargaining power at the dealership.
How to Get Started
Getting started is simple—just follow these three easy steps to take advantage of our offer.
Confirm Your Eligibility
This offer is only for employees of Messer Americas, the NJ Department of Corrections, and the Parole Board.
Don't miss out on exclusive savings! As a Messer, NJ Dept of Corrections, or Parole Board employee, you're eligible for auto loan rates as low as 4.99% APR*.
*APR means Annual Percentage Rate. All loans are subject to credit approval. Rate, term, LTV (loan-to-value) of collateral and/or amount requested to borrow are all subject to applicant credit worthiness and income requirements. Other conditions may apply. There are no pre-paid finance charges. Rates are subject to change at any time without notice.
Don't miss out on exclusive savings! As a Messer, NJ Dept of Corrections, or Parole Board employee, you're eligible for auto loan rates as low as 4.99% APR*.
